When amicable resolution efforts are exhausted, WCS LTD initiates a structured, legally compliant collection process. Our legal partners handle every step with precision, transparency, and strategy to maximize recovery while protecting your interests.
Our philosophy: Legal action should never be a blunt instrument—it's a precision tool. WCS pursues litigation only when it improves your net recovery outcome.
A clear roadmap from initial demand to final judgment—understanding each phase ensures informed decisions and realistic expectations
We send a formal demand letter outlining the balance owed and offering a final opportunity to resolve the matter before legal action begins.
✓ Most claims resolve at this stage—without filing a single lawsuit.
If resolution isn't achieved, WCS, through its legal network, files a complaint in the appropriate court within the debtor's jurisdiction. The filing details the claim, amount owed, and any applicable contractual terms.
The debtor is formally served with notice of the lawsuit. This provides legal notification and establishes a response deadline—typically 20–30 days depending on jurisdiction.
If Default:
If the debtor fails to respond, WCS may obtain a default judgment confirming the debt.
If Answer Filed:
If the debtor contests, the case enters discovery—a phase where documents are exchanged and depositions may occur, leading to potential settlement or trial.
The court issues a judgment confirming the debt, including interest, attorney's fees, and court costs. This transforms the unpaid balance into a legal obligation to pay.
Once judgment is secured, WCS works with specialized attorneys to pursue legally permitted post-judgment recovery tools to satisfy the debt.
Every enforcement step is data-driven, strategic, and ethically executed to optimize returns and maintain compliance
Court order directing an employer to withhold a percentage (typically 25%) of the debtor's disposable income until the debt is satisfied.
Seizure of funds from debtor bank accounts via court order, providing immediate access to available funds to satisfy the judgment.
Legal claim recorded against real estate or business assets, preventing sale until the debt is paid. Liens secure your position as a creditor.
In some cases, tangible assets or inventory may be lawfully seized and sold to fulfill the judgment when other methods prove insufficient.
WCS collaborates with experienced collection attorneys in every jurisdiction across the United States
Litigation is pursued only when it improves net recovery
Clients receive real-time status updates throughout the process
Local representation ensures jurisdictional accuracy and efficiency
National Coverage
Active attorney network across all U.S. jurisdictions
Strategic Litigation
Every lawsuit filed only when data shows it will increase recovery
Client Control
You're informed before every major legal step—no surprises
Your path to professional recovery starts here. Fast, secure, and fully guided by WCS professionals.